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Mutual Fund Returns Calculator

Total investment
Minimum value allowed is 500
Expected return rate (p.a)
%
Minimum value allowed is 1
Time period
Yr
Minimum value allowed is 1
Invested amount
10000
Est. returns
21058
Total value
31058
Invested amount
Est. returns

Mutual funds have become one of the most popular investment options in India. As of June 2019, the total assets under management (AuM) of the mutual fund industry reached a remarkable Rs. 24.25 trillion, marking an increase of over four times from Rs. 5.83 trillion in 2009.

Although mutual fund investments are subject to market risks, it is possible to estimate the returns fairly accurately. You can use the free mutual fund return calculator from Sensex India to calculate your expected returns with ease.

How Can a Mutual Fund Return Calculator Online Help You?

There are various types of mutual fund returns that investors should be aware of, including absolute return, annualized return, total return, trailing return, point-to-point return, and rolling return.

With so many factors to consider, it can be overwhelming for a new investor. This is where the mutual fund return calculator online proves to be extremely helpful.

  • It provides estimates for different investment periods like 1 year, 3 years, and 5 years.
  • It helps you plan for the future by predicting potential returns based on your investment choices.
  • The calculator is simple to use—no expert knowledge required, so even beginners can navigate it with ease.

How Does a Mutual Fund Total Return Calculator Work?

A mutual fund calculator is a valuable financial tool that helps investors determine the returns from investing in mutual funds. Broadly, mutual funds can be invested in two ways: as a one-time lump sum or through regular monthly contributions.

In a Systematic Investment Plan (SIP), an individual invests a fixed amount every month in specific schemes. Keep in mind that the Net Asset Value (NAV) of these funds changes each month, meaning the same amount of money may purchase a varying number of units depending on the NAV.

For example, if you invest Rs. 1000 via SIP for 12 months, and the NAV in the first month is Rs. 10, you can purchase 100 units. In the second month, if the NAV increases to Rs. 20, your Rs. 1000 will buy only 50 units.

An online SIP calculator can predict the returns on your SIP based on key inputs. Simply enter the SIP amount, the investment duration, and the expected rate of return, and the calculator will generate the results in seconds.

In contrast, a one-time investment involves investing a large amount upfront. The advantage of this method is that the change in NAV does not affect the number of units purchased.

To use the calculator for one-time investments, enter your investment amount, estimated rate of return, and investment duration.

Estimated Returns on Key Schemes

In India, there are three primary categories of stocks to invest in: equity, debt, and hybrid. Below are some of the top-performing stocks in each category, along with their estimated returns:

Equity Funds
Stock Name Risk Level 1-Year Return 3-Year Return
Aditya Birla Sunlife Frontline Equity Fund Moderate 9.47% 10.50%
HDFC Mid-cap Opportunities Fund High 12.60% 16.99%
ICICI Pru Focused Bluechip Equity Fund Moderate 13.18% 11.03%
Hybrid Funds
Stock Name Risk Level 1-Year Return 3-Year Return
Indiabulls Savings Income Direct-G Low 9.02% 11.42%
Mirae Asset Hybrid Equity Direct-G High 12.07% 14.04%
ICICI Pru Equity & Debt Direct-G High 10.43% 12.20%
Debt Funds
Stock Name Risk Level 1-Year Return 3-Year Return
Aditya Birla Sun Life Active Debt Multi-manager FoF Scheme Low 8.30% 6.92%
Axis Short Term –Direct Plan Moderate 10.06% 8.25%
Canara Robeco Income- Reg High 13.50% 8.94%

To use a mutual fund returns calculator in India, input the relevant variables from these tables along with the duration of your investment.

How to Use Sensex India’s Calculator?

The mutual fund returns calculator provided by Sensex India is exceptionally user-friendly.

Simply enter the amount you have invested, the expected rate of return, and the number of years for your investment. The appreciated amount of your investment will be displayed within seconds.

Advantages of Using Sensex India’s Online Mutual Fund Calculator

There are several benefits of using this online tool, making financial planning much easier for investors:

  • It gives you a fairly accurate estimate of your mutual fund returns.
  • It saves valuable time by eliminating the need to perform manual calculations.
  • Being an online tool, it is accessible from anywhere, making it incredibly convenient for financial planning on the go.

Mutual funds continue to grow in popularity in India. Despite the inherent risks, these investments offer proportionately high returns.

“Ready to invest? Open an account with Sensex India and start investing in direct Mutual Funds for free!”

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